Thursday, June 10, 2010

Homemade Dog Food


Homemade Dog Food--not a subject I thought I'd ever blog about, much less do myself. Why bother when you can get a plethora of choices at the store? We typically give our 92 pound lab mix a higher grade dog food geared to large breeds trying to shed a few pounds. Helping her lose weight is a bit of a losing battle with Ms. Brooke tossing her left-overs to an attentive and patient Jessie.

Health reasons weren't really the driving force for me exploring how to make my own dog food wet blend--though claims that switching from commercial food can give your pooch another 8 years is compelling! Neither were the safety concerns--though the list of brands recalled in 2007 is astounding; who knows if that could happen again! No, my primary reason was frugality and being good stewards of what we're given. We buy 1/4 of a cow twice a year and that includes some organ meats we wouldn't otherwise eat: liver, heart, even the tongue! Yuck!

Since a lot of dog food consists of these and heaven knows what else they can scavenge from a cow, I figured I might as well use what I have taking up freezer space and make something I know is good for my dog. Important note here: I have no veterinary training and you shouldn't take my advice for what's "best for your dog." Ask your vet.

I started with some basic research on the web and found more recipes than I could sift through. There were those who believed meat should stay raw and those who said it should be cooked. There were those interested only in dog biscuits and then the vegetarian voices. One fact seemed consistent however: you should aim for the dog food to be 25% protein and 75% carbs and vegetables. Now we're getting somewhere.

Some common ingredients suggested were lots of water, ground beef or turkey, liver, hard boiled eggs, brown rice, oats, green beans, carrots, and leafy vegetables (many used frozen veggie blends). I found this site simplified the process and made it seem less complicated. The most important ingredients to know are what NOT to put in dog food: onions, garlic, grapes, raisons, sugary foods or sweeteners, salt, and macadamia nuts among others. Got it!

The biggest tip was not using too much liver, which can cause vitamin A toxicity--which affects muscles and bones. She's already having joint discomfort; so that's a concern. But how mush is too much? Again, consult a vet for your size and breed. Since we're only adding 3-4 tablespoons of this a day to her kibble, we used other meat besides liver, and we went heavy on the carbs and veggies, I think we're good.

The hardest step for me was chopping up the meat to boil. The liver was incredibly slimy, and the tongue was downright intimidating. I'm not usually a squeamish girl, but I confess I delegated this to my hubby while I cooked the rice and blended beans and spinach. Dump
ing it all into one pot to cook like soup was simple and there were no foul smells. Once cool, I dished it into 13 small containers to freeze.

So what did our dog Jessie think? She ate it just like every other food put in front of her. "Eat, lunch, snack, and dinner" are all in her vocabulary (the tail wags) but "picky" is not. We know the meat was a healthier, local alternative, and we save $ because we won't have to buy canned food for a few months. I suppose you could consider this another way to "go green, save green."

Have you made your own dog food? What did you use? Do you think I've lost my mind? ;-)

Wednesday, June 9, 2010

Top-Rated Sunscreen for FREE



If you've been watching Coupon Katie's blog, she's had several codes for Medco that can allow you to get free sunscreen. I'm sure those are great, but I have another way to get a free tube locally of one of the top-rated sunscreens at CVS.

First of all, how do you decide which is the best sunscreen out there amongst a gagillion on the market? Our kids have Irish fair skin and a family history of skin cancer; trying to prevent sunburns is a challenge and a priority for me.

Two weeks ago Consumer Reports came out with a new list of "best sunscreens." The top four were all continuous sprays and the top ranker was an affordable option at Target: Up & Up Sport 30. Personally, I'm not a fan of the spray bottles that leave a sticky film on surfaces and can stain suits and life jackets. The bottles say "not to get on clothes." How are you supposed to accomplish that?! So, I rule those out.

This blog post a few days ago is pretty informative about what sunscreens NOT to use. Even one rated an SPF of 100 was on the bad list. I found this part particularly helpful:

"Top-rated sunscreens all contain the minerals zinc or titanium. They are the right choice for people who are looking for the best UVA protection without any sunscreen chemical considered to be a potential hormone disruptor. None of the products contain oxybenzone or vitamin A and none are sprayed or powdered. The best rated ones, according to the Environmental Working Group were by far, California Baby's range of sunscreen products, also Bullfrog, Badger and Jason Naturals."

I did notice California Baby's on the Medco list but they wanted $20 for not even 3 oz; ouch! So what's a budget-savvy, health-conscious, environmentally-aware mom to do? Well, last summer when my husband's father was diagnosed with skin cancer, he began researching options diligently. The minimum SPF we would consider was 30; anything 60 or above can get so thick it's a struggle with kids.

I was happy when he found on the lists CVS sunscreen with zinc oxide (not all CVS brands) with an SPF of 45. Here's a link that talks more about this brand. I've found it goes on clear if you don't use too much at once; ie: don't hand it to your 6-year-old and ask him to apply some--big mistake! I like that I've found a brand that I can easily get at a store where I find a lot of deals.

Now that I've found the product, I've been waiting for it to go on sale. No luck so far this summer and I was tired of waiting. I did receive a $1ECB for CVS sunscreen which I used my last trip to buy the 2oz version for the face ($3.99). That's also the trip when I received a $5 off $15 ECB; so I decided now was the time to get sunscreen for the summer. Since it expired within three days, I had to act fast. I was even more surprised to get another $2ECB off anything (no minimum required) the day I went to buy my deal. I have no idea if these are standard issue or if they're catered to my spending, but here's how I got one FREE tube of CVS sunscreen:

I bought two 4oz tubes for $6.49 each. I also bought 3 bottles of Dawn Hand Renewal dish soap on sale for $.97 each. Because I had all three kids in tow clamoring for something to eat, I also bought a Butterfinger bar for $.89.

My total before tax was $16.78.
I used the $5ECB for spending $15.
I used the $2ECB I got at the kiosk.
I used 3 $1/1 Dawn coupons from Home Made Simple mailers, but it deducted $2.91.
I used my free Butterfinger coupon I got from a Facebook promo.

Total I paid: $6.93
Total saved: $13.86 (and I got a $1ECB for my green tag.)

I was pretty excited to get two tubes of a top-rated sunscreen for the price of one without having a specific coupon or waiting for them to go on sale. Thanks, CVS! Note: I have no affiliation with CVS and was not compensated in any way for this post.

Update as of 6/11/10: I just received a $4 off $20 ECB in my email from CVS--good through Sunday. If you have not signed up for CVS emails, now would be a good time.

Sunday, June 6, 2010

Couponing for Charity 6/6-12 & Update #12


If you're new to Couponing for Charity, click here. If you're on the edge of your seat waiting for this week's picks, the good news is there are a few deals; the bad news is I couldn't find any true freebies at Walgreen's or CVS. So if you want to take a week off, this would be a good one.

Coupon Katie hasn't posted her picks yet; so I checked Southern Saver's match-ups for Walgreen's and CVS. There are several ECB and RR programs, but most of them involve spending lots of money and then getting some of that back or the true deals require me to submit a rebate form. Frankly I don't need most of those items, and if it's not truly free, I'll pass. I'm not opposed to rebates, but I often forget or lose the form, receipt, or both before I get around to it.

That didn't stop me from heading to CVS and Walgreen's today though. Here's what I bought at CVS:

1 CVS grape flavored Children's Tylenol alternatives: $5.29 (My son still has a fever since I first posted about kids' medicines and has declared he will only take grape now--kids!)
1 CVS brand sunscreen (2oz version with zinc oxide for the face): 3.99; click here to see why this has been rated one of the best sunscreens.

Used:
1 $4ECB from previous trip
1 $2ECB fro previous trip
1 $1/1 CVS sunscreen printed at the kiosk
Total spent: $3.05
Total saved: $7.00

A surprise bonus at check-out was $5ECB off $15 purchase before June 9. Now I'm not sure I want to go back this week, but I'll give it some thought.

I then headed to Walgreen's for the Starbucks frappucino, Kellogg's, and Cascade deals. I had trouble with the Starbucks printable and so thought the $1 coupon I got in the paper would suffice. Nope. That's $1/4, making each well over $.25; so I passed. Here's what I did buy:

Transaction #1:
1 Cascade action paks: $3.99; get $1RR
1 Kashi cereal: $2.50
1 Raison Bran Crunch cereal: $2.50; buy 2 Kashi or Kellogg's; get $2RR
Used:
1 $.50/1 Cascade from Home Made Simple
1 $1/1 Kashi from back of a previous box
1 $1/1 Kellogg's Raison Bran from the back of a previous box (these coupons and RR made each box $.50!)
Total Spent: $7.25
Total Saved: $7.98
Total RR for another time: $3

Transaction #2:
1 Cascade action paks
2 boxes of Special K
Used:
1 $.50/1 Cascade from Home Made Simple
1 $1/2 Special K cereals
1 $2.50RR from previous trip
Total Spent: $5.75
Total Saved: $7.28
Total RR for another time: $3

Transaction #3:
1 Cascade action paks
2 boxes of Special K
1 News Sentinel
Used:
1 $.50/1 Cascade from Home Made Simple
1 $1/2 Special K cereals
1 $2RR from previous trip
Total Spent: $8.25
Total Saved: $6.78
Total RR for another time: $3

A note about Walgreen's register rewards: If you decide to do multiple transactions like I did, make sure you don't use a RR you just earned to get the deal again. Often they will not print again if you do that. Also, since you have to get the product to coupon ratio correct each time, lower value register rewards are not as desirable, but they could allow you to pick up some cheaper items like pasta that you don't have coupons for. They're also good to pay for your Sunday paper.

Normally, I would keep all the items listed above (especially since none of them were free), but I've decided to donate 2 boxes of Special K since they were only $1 each after coupons and rewards. I was stoked to get the Kashi and Raison Bran for $.50 each, but we're keeping those. I'm going to be speaking with a group of women, teaching them how to work the deals, towards the end of the month, and I want to show that you can get cereal for low prices if you're patient.

UPDATE 6/9/10: Yesterday I ran into CVS to take advantage of my $5 off $15 ECB expiring today and was delighted to get another $2ECB at the kiosk. Along with two bottles of sunscreen, I picked up 3 bottles of Dawn Hand Renewal (on sale for $.97 and I used 3 $1/1 coupons from mailer--making them free). I'll be donating two of those.

Total products to donate this week: 2 boxes of cereal, 2 bottles of dish soap
Total value of these products: $9 ($1.99 regular price of Dawn; not sure of the regular price of the cereal)
Total spent for these products: $2 (cost of cereal after coupons and RR; the soap was free since they deducted only $.97 each)

Total products to donate to date: 5 tubes toothpaste, 5 deodorants, 2 bars of soap, 1 hand soap, 2 dish soap, 9 body wash, 3 shampoo, 1 conditioner, 1 heat wrap, 5 feminine care, 1 lip balm, 2 toothbrushes, 1 barrette, 1 box of tissues, 1 box of vitamins, 2 boxes of cereal
Total value of products to date: $141.03
Total spent to date: -$12.70

What deals did you find this week?

Saturday, June 5, 2010

Living off the Land


Coming from a long line of farmers, I suppose it's in my blood to want to live off the land. Cotton has sustained generations of my family for 150 years; now I'm happy to get a few fresh vegetables to call my own. Maybe that's what drives my new friend and fellow Knoxville blogger Mamabelle to raise her own chickens for eggs. I'd have to check our neighborhood by-laws, but I'm pretty sure "no livestock" is in there somewhere. So for now, I'll stick with reaping the bounty of our small garden.

Take tonight's dinner: To celebrate the incredibly fresh taste of snow peas right off the vine, we ate a few raw as snacks and then steamed the rest slightly for a vegetable and pasta medley. I started by cooking a pound of pasta I got for $1. I then sauteed green onions from the farmers' market; mushrooms, red peppers, and garlic on sale at Kroger this past week; and a few organic carrots. I then added the rest of the chicken breast from the whole chicken I bought for $1.04/lb on manager's special at Kroger and those amazing snow peas I previously mentioned. I added 1/2 cup of parsley growing in our herb garden and a few tablespoons of Classico alfredo sauce I got for a great price when those Classiso coupons were going around in May. When the food is fresh, it's best not to lose it in too many spices or sauces. The result was fresh, healthy, and delicious.

This is far from "living off the land" but I stress that even one ingredient that's fresh can make an entire dish phenomenal. If you're intimidated by growing your own, though you shouldn't be with such guidance from Gabe at Couponing in Critical Times, then consider visiting a farmers' market this week. You'll be glad you did.

Couponing for Charity Update #11


I know I said I was going to skip CfC this past week, but I ended up caving and going in for a few deals. So that I'm up to date on my spending and saving, here's what I picked up this week at Walgreen's. Note: All of these deals expire at midnight tonight:

1 Puffs Plus (normally $1.59, $.99 with in store coupon and then FREE with $1/1 coupon in Vocal Point mailer)
Kotex pads (on sale for $3.49; get $2.50RR; used $1/1 printable to make this FREE)
A-Z Siler Vitamins (on sale for $2; get $2RR; so FREE)

I used a few $1 Barilla pastas to make my coupon/product ratio this week, but that's a good price and our family eats a pound a pasta like that! For our family, I picked up some deals on Oxiclean as well. So here are my totals for charity:

Total products to donate this week: 1 box of tissues, 1 pack of feminine pads, 1 box of vitamins
Total value of these products: $7.08 (not sure of the regular price of pads and vitamins)
Total spent for these products: $0

Total products to donate to date: 5 tubes toothpaste, 5 deodorants, 2 bars of soap, 1 hand soap, 9 body wash, 3 shampoo, 1 conditioner, 1 heat wrap, 5 feminine care, 1 lip balm, 2 toothbrushes, 1 barrette, 1 box of tissues, 1 box of vitamins
Total value of products to date: $132.03
Total spent to date: -$14.70

May Budget Totals are In


I realize I'm a bit late with this post. Part of me wants to slink away from the responsibility of keeping track of my finances. An even bigger part of me wonders if anyone else even cares. I'm not an uber-saver; nor am I an uber-spender. I think I'm right in the middle and for that, I hope there's some value to sharing with you.

My monthly "discretionary" budget is $800. Usually $500 goes to groceries and $300 to all other spending at big box stores, specialty stores, and pharmacies. This amount includes clothing, gifts, dining out, even berry picking. One line item I've kept separate is entertainment. I'll probably work that in at some point.

With the way the weeks worked out, I am putting some spending at the end of month towards my June budget, like my swimsuit purchase. We were also fortunate to get a few meals paid for my grandparents which are not included in these totals. Since I went over budget by about $100 last month, I decided to challenge myself this month to spend just $700. Here's the May breakdown:

Grocery (Kroger, Ingles, Sam's Club): $500.09 (saved $165.16; note: no way to know what I "saved" at Sam's Club)
Local Farms (two farmers' markets and two trips to pick strawberris): $71.25 (worth every penny)
Pharmacies (Walgreen's, CVS): $57.12 (saved $150.07--pretty proud of that!)
Dining Out: $18.94
Crafts / Gifts: $41.88 (saved $9.60)
Clothing: $36 (uniforms bought on consignment)

Total Spent: $725.28
Total Saved: $324.83 (31%)

Since I received a check for the recalled medicine for $93, I'm going to take $25.28 out of that credit and use the rest towards my June budget. So June's budget will be $867.72. I'm hoping to come well under that, but maybe finally I can stop beating myself up.

Where I saved the most were the pharmacies: 72%! A lot of these items I will be donating to our Couponing for Charity mission. I have $125 worth of products to donate so far. Our MOMS Club chapter will be taking our first collection to the Volunteer Ministry Center, which serves the poor and homeless of Knoxville. I'll also be presenting a program to teach some of their clients how to get these great deals themselves.

This month's savings isn't as high as in month's past, but that's primarily due to a shift in where I've spent some of my money: local farmers, a consignment sale, and Sam's Club which do not document "savings." For me, it's not about the percentages of what I saved, but did I spend my money wisely? I think this month, I can answer a resounding, "Yes."


Friday, June 4, 2010

Kids' Medicine: Refunds, Replacements, & Removal


If you missed the massive recall on several children's medications a month ago, click here. The list included Children's Tylenol, Motrin, Zyrtec, and Benadryl. All of them have, of course, been removed from shelves; only the generic versions remain. But you probably have some of these in your medicine cabinet. This page also gives details for how to get a refund for what you currently have in stock.

REFUNDS: A few weeks ago I submitted the easy online form for one Tylenol, one Motrin, and three boxes of Zyrtec. I was stunned to get a check in the mail for $93. They certainly didn't cost that much (especially since they were all bought on sale with coupons), but perhaps this is also "go away and be quiet money." Since I never plan to sue, that's fine with me. If you haven't submitted for your refunds, I'd suggest doing it now.

REPLACEMENTS: I was so proud of submitting for the refund so quickly that I forgot to restock with generic alternatives. When my son woke up with a 102.3 fever, I was wishing I had. Though I had planned to skip CVS this week, I decided this would be the perfect opportunity to use some of the $20 in ECBs I've earned the past few weeks. I can't use manufacturer's coupons, I can't wait for a sale, and why would they ever go on sale anyway with no competition on the shelves?

Hoping to take advantage of Coupon Katie's tip on clearance diapers, I headed to the 24 hour CVS in Powell. I bought the Tylenol alternative for $5.29 and the Motrin alternative for $4.99. They didn't have any diapers on clearance, but they are selling the CVS brand of overnights for $5.99 ($4 off and you get a $2ECB; limit 1). Those three items totaled $16.27 before tax; using $16 of my ECBs, I paid $1.77 and walked out with another $2ECB. Gosh, that's fun.

REMOVAL: Now there's the question of what do I do with all the recalled medications. Please, please, please DO NOT PUT THEM IN THE TRASH. Do you really want recalled medicine getting into our water supply?! All extra medications, even over-the-counter medicines, can be properly disposed of by the police. They told me all about the incineration process at Earthfest. I understand there's a drop-off box outside the Knoxville police headquarters at 800 Howard Baker Jr. Ave.--though I haven't verified this personally yet. The next time I'm downtown, either enjoying the Worlds Fair Park fountains or the Market Square farmers' market, I'll be sure to swing by.