Saturday, November 13, 2010

Budget totals for Sept. & Oct.

I haven't been posting regularly about my budgeting, but I have been keeping track. For those of you new to my budget posts, this is the first year I've truly kept track of my spending. It's been a struggle, but I'm trying to keep on track.

My monthly budget of $800 includes all groceries, farmer's markets, u-pick farms, clothing, craft stores, dollar stores, office supplies, dining out, pharmacies, and big box stores. I aim for $500 of that to be in groceries and $300 for everything else. At the end of August, I was only over $11.13 and had almost made up for two months of excessive spending.

September was a tough month for me because we had several dinners out with our anniversary and birthdays. Just when I got out of a hole, I dug another one.

Here are my September totals:
  • Grocery: $551.00 (saved $319.35)
  • Pharmacies: $103.29 (saved $237.37)
  • Dining out: $156.19 (saved $33)
  • Other: $232.40 (saved $112.36)
Total Spent: $1042.88
Total Saved: $702.08 (40%)
Rebates received: +$13.66
Debt from August: -$11.13
TOTAL: $1040.35

So did I do any better in October? Here are my October totals:
  • Grocery: $622.83 (saved $351.61)
  • Pharmacies: $58.71 (saved $245.77--81%!)
  • Clothing: $53.00 (son's uniforms on consignment)
  • Other: $94.20 (saved $71.67)
Total Spent: $828.74
Total Saved: $669.05 (45%)
Rebates received: +$57.81 (including consignment sale profits)
TOTAL: $770.93
Debt from September: $240.35

Though I'm doing better for November so far, I'm not sure I will be able to pull myself out of the hole with the holiday spending on the horizon. I think it's fair to give myself some extra for presents, but I haven't yet set my Christmas budget. I'm totally procrastinating. If you need some tips for setting and staying on budget for Christmas spending, be sure to check out Coupon Katie's posts.

No comments:

Post a Comment